Smarter Financial Decisions for Singaporeans
Finance 4 U and Me
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2023 Year in Review
Hi all, Its been 2 years since my last post!! and how time have passed. I would just like to do a quick post on the review of year 2023… Read more ⇢
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How I invest my SRS monies for the long term
In a blink of an eye, it is already Lunar New Year 2021. I would hereby like to wish everyone a happy Lunar New Year! May the year of the… Read more ⇢
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2020 Year In Review
Another year has passed and 2020 was not the easiest for everybody. Allow me to write down some of my reflections of the year and how I intend to prepare… Read more ⇢
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A couple of features that you might not know about Maybank Save Up Program. Including 1.67% interest on your bank deposit if you have S$200,000
Due to the low interest rate environment, Singapore bank deposit rates have dropped significantly. Gone are the days where one can easily meeting the banking activities and earn interests above… Read more ⇢
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Is OEM (Open Electricity Market) retailers the cheapest option for electricity? Heard of Wholesale Electricity Price?
The liberalisation of Singapore’s electricity market started on 1st April 2018. Dubbed the Open Electricity Market (OEM), it allows the consumers to choose their electricity retailer. When it started many… Read more ⇢
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Which bank account to use after the reduction in interest rates?
Its been more than one year since I last post. It was due to many reasons and a story for another time. However, as mentioned by many personal finance blogs,… Read more ⇢
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Things to note for Redmart’s move to Lazada on 15th Mar 2019: MCC, Liveup rebates & “Welcome Offer”
Users of Redmart and Lazada would have received email to inform of the upcoming move of Redmart to Lazada on 15th March. I have been a user of both and… Read more ⇢
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Merchant category code for Citibank Cash Back credit card – Updated on 28th Jan 2019
Hi all, The Citibank Cash Back credit card is one of my favourite card which covers my needs. I have now updated with additional merchants that I have dealt with. Please… Read more ⇢
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Idea for long-term investment with your SRS money?
The year is coming to an end. For income tax payers in Singapore, it is also a time for some tax planning for most people before the end of the… Read more ⇢
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Which is the best Child Development Account (CDA)? Updated 28th Aug 2018
There has been some changes since I wrote about CDA in Aug 2017. One of the main changes is the change in CDA amount matching by the government. CDA amount… Read more ⇢